Top Reward Credit Cards in 2021
Many credit card holders like the advantages of credit cards that offer rewards points as a bonus each time they are used. Whether the card offers points in a form of a percentage of money back, a points-based system, or a flat credit, these are easy perks that can help you earn a little bit of extra money back on your day to day spending. Here are some of the best rewards style credit cards available in 2021:
1. Bank of American Cash Rewards Card
The Bank of American Cash Rewards card is one of the most straight forward cards to own, especially if you already use Bank of America. For starters, there is no annual fee, and everything you charge gets at least 1%. Anytime you shop for groceries you will also get 2% back, and you can choose a 3% category, between gas, dining, home improvement, and travel. Plus if you do use Bank of America for your banking needs, you can get extra bonuses towards those rewards based on how much money you have in your qualifying accounts.
2. Amazon Prime Rewards Signature Card
If you are an active user of Amazon Prime then you will find that this card might be a great one to utilize. Right away when you first apply for the credit card, Amazon will give you a $70 gift card that you apply to your initial purchase or any purchase thereafter. After that, you will get 5% back on purchases at Amazon and Whole Foods and 2% at restaurants, gas stations, and drug stores. You also get 1% back on everything else you use the card for.
3. Chase Sapphire Preferred Card
If you are a huge traveler, then the Chase Sapphire Preferred Card is a great choice for you. The card rewards you three points per dollar for any travel-related activity such as airline and hotel purchases. It will also reward you one point per dollar spent on all other purchases, and each point has a 1.5 cent value.
4. Capital One Venture Rewards Card
Like the Chase Sapphire, the Capital One Venture Rewards Card gives you miles based on dollars spent on the card. Every dollar you spend results in two miles that can be redeemed on any airline, hotel, or auto rental. The miles are valued at one cent apiece.
5. Citi Double Cash Card
The Citi Double Cash Card is a cool card to own because although there aren’t any special multi-percent reward categories, you can get 2% on all your purchases. When you make a purchase, you will automatically get a 1% reward on your purchase. Then when you pay off the balance, you will achieve another 1% reward based on the balance that you’ve paid off. It’s an easy way to rack up a 2% reward and a great incentive towards paying off the balance of the card without accruing interest.